485 Visa Health Insurance Bupa – What You Need to Know
485 Visa Health Insurance Bupa – Are you an international student and just got your degree from an Australian institution? Congratulations – You made it!
From a wide range of study courses to scholarship opportunities to live in the safest atmosphere, you have always been lured by several reasons to adore the LAND DOWN UNDER.
So, what’s next? Or are you thinking about what you can do to extend your visa? Voila! We have something for you.
Australia has a decree that every non-permanent resident or non-citizen should have health insurance, failing which the visa will be revoked.
Don’t know what goes into the quest of making your stay in Australia carefree? Fret not! 485 Visa HealthInsurance Bupa has got you covered
What Is 485 Visa Health Insurance?
485 visa health insurance Bupa often referred to as OVHC (Overseas Visitor Health Cover), is specifically designed to cater to the needs of foreigners. It is a product that helps them meet the medical costs they need while staying in Australia.
However, the duration of the stay solely depends on the three streams offered under the 485 visa category including, Post-Study Work, Second Post-Study Work, and Graduate Work.
Who Is Eligible for 485 Visa?
Here’s a list of the key requirements to get eligible for a 485 visa if:
- You are living in Australia.
- Your age is less than 50 years.
- You have held a student visa in the last six months.
- You have competent English.
- You meet the requirements of any one of the three streams offered under this visa category.
What’s Covered and What’s Not Covered?
Type of Health Services Covered by 485 Visa Health Insurance Bupa:
At a minimum, 485 visa health insurance policies must cover the following:
- Ambulance services.
- 100% of the Medicare Benefits Schedule fee for in-patient medical services, for instance, surgery.
- All pharmaceutical benefit schedule listed medications according to the approved indications of PBS.
- Artificial limbs (prostheses) that are surgically implanted.
- Public hospital Service
- Accommodation for same-days and overnight stays.
- All medical expenses (costs including ward medications, labor wards, theatre, and intensive care).
- Covers post-operation services and admitted patient care.
- ER (emergency room) expense if admitted.
Type of Health Services Not Covered by 485 Visa Health Insurance Bupa:
485 visa health insurance doesn’t cover the following things:
- Form of treatment insured by any kind of compensation or damage policy.
- Cataracts.
- Non-PBS medications.
- Treatment planned before arriving in Australia.
- Organ or bone marrow transplants.
- All cosmetic treatments.
- Reproductive treatments such as IVF etc.
Why Bupa – Benefits of 485 Visa Health Insurance
- 24/7 assistance.
- Affordable cover options that go with your requirements.
- From aged care support lines to advance care planning to a range of health support programs, Bupa has got it all.
- Using the myBupa app, you can get an estimate online before getting the treatment and find specialists in a matter of a few seconds.
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